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A public official bond guarantees the honesty and faithful performance of a public official’s duties, elected or appointed, as prescribed by law or regulation, including the honest account of all monies entrusted to the official according to the law. Public Official bonds are generally for the protection of the taxpayers, and the penalty or amount of the bond should be adequate to protect these interests.
These bonds assure the recovery of fines, fees, and/or expenses levied by state regulators for non-compliance with state regulations and ordinances. These bonds also assure recovery of losses incurred that result from a public official’s non-compliance with these regulations
- Agents for sale of hunting, fishing, and trapping licenses, auto tags, etc.
- Constable/police
- Court clerks
- Contract postal units
- State and city elected or appointed officials
- Judges
- Mayors
- Notaries public
- Sheriffs
- Tax collectors
- Township and city managers
- Treasurers
Court bonds are required at significant points in the litigation process. The bond protects the opposing party from loss suffered as a result of the court’s having temporarily granted a specific privilege. Types of bonds include
- Appeal bonds
- Injunction bonds
- Replevin bonds
- Attachment bonds
- Release of lien
These bonds guarantee the duties of the administrators, trustees, guardians, executors, and other fiduciaries of an estate either in bankruptcy or probate court. Probate bonds are required for the estate of deceased persons, minors, and incompetent persons. As a rule, these bonds are filed in a probate court. The bonds provide a guarantee to the courts and the heirs of an estate that the process of proceeding through probate is accomplished within the legal requirements and that all assets are properly accounted for. The bond protects the estate until all steps have been completed.
A lost instrument/security surety bond is required by the issuing company of the stock through its transfer agent. The purpose of the bond is to protect the corporations and the agent in case the lost certificate is somehow redeemed by the principal or another party at a later date.
Construction/contractors license and permit bonds are required by states, counties, or cities when a company or individual requests permission to engage in a business activity that is regulated. The majority of bonds are required to comply with various building codes. Other bonds make broader guarantees, such as the contract signed will be completed to the satisfaction of the owner.
- Carpenter
- Drywall
- Electrician
- Fence
- HVAC
- Home builder/remodeler
- Insulation
- Landscaper
- Plumber
- Roofer
